Investments

There are two main reasons people invest: to accumulate a lump sum for the future and to provide an additional income. We'll help you build a diversified portfolio reflecting your appetite for investment risk and the expected duration of the plan incorporating as an example fixed interest investments, corporate bonds, stocks and shares and property. Ask for a personalised illustration tailored to your requirements

The best solution takes in to account: 

  • Tax efficiency accounting for your personal allowances
  • Estate Planning
  • Managing risk with a thorough analysis of your risk tolerance
  • Maximising returns
  • Diversification using ISAs, OEICs, investment bonds, Unit Trusts and SIPPs Exchange Traded Funds (ETFs), Hedge Funds and Investment Trusts.
  • Regular reviews

We will use our expertise to establish the most cost efficient solution for you - reflecting the right level of risk tailored to your requirements. We will consider the most tax-efficient option and aim to use diversified investment portfolios with the aim of optimising returns. Our transparent competitive fee structure can help ensure your investments do not need to invest in higher risk funds to achieve desired return.

With increased market volatility, risk management is vital and one way this can be achieved is via our Wealth Management service which provides peace of mind to know your investments are being monitored with adjustments recommended when required. 

With current low interest rates most people recognise that having some exposure to the stock market within a balanced portfolio can make sense for real returns over time. However, investing in the stock market can be daunting, particularly as markets have been volatile and the choice is huge, with over 2,000 investment funds to choose from.

Past performance is no guarantee of future performance and unit prices and income from investments can go down as well as up.

The value of an investment, and any income derived from them can go down as well as up. Exchange rate movements can also have a positive or negative impact on the value of Non-UK investments. Past performance is not a reliable indicator of future returns and you may not get back your original investment. Generally, investments should be considered for the medium/long term, which we define as a minimum of five years.