Creating Wealth at an Affordable Price

Independent Financial Advice on Savings, Investments, Pensions and all types of Mortgages

Free no obligation review of your current charges, performance, features and benefits

Buying a property can be the biggest decision made in our lives. It is for this very reason that impartial advice is critical from qualified advisers.

Quite often you hear ‘it could never happen to me’ or ‘I’ll sort it out later’. Well the old maxim of “failing to plan is planning to fail” is no better suited to the ignoring of crucial decisions on protection.

We can search through a range of policies to find the one that suits you best from our extensive list of insurers. So this year leave the shopping to us, as just one phone call could find the best cover and price for you.

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          We have a transparent fee structure and charges will be disclosed prior to application...

 We'll help you save and invest for future events such as a holiday of a lifetime, a comfortable retirement, school fees planning for the next generation or ensuring your financial affairs are in order:

- Residential, help-to-buy, second homes, shared ownership,

- Buy-to-let, HMO, holiday lets, commercial loans, second charge,

   - Portfolio landlords, Limited company buy-to-let,

- Personal and business insurance and lifestyle planning,

- Discretionary trusts (including entry, periodic and exit charges);

- Absolute trusts and interest in possession trusts;

- Residence nil rate band planning;

-Making the most of your income, capital gains and inheritance tax allowances.

No obligation quotes and guidance from Advanced CeMAP® and Diploma for Financial Advisers (DipFA) qualified representative

We'll help you review your plan  charges, performance, features and benefits

Contact Us

Mortgages

Contact us to discuss your retirement, investment portfolio, mortgage and equity release requirements with a CeMAP® Diploma and Diploma for Financial Advisers certified consultant.

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Protection

We use a number of sourcing systems to ensure we secure the most appropriate protection package to meet your requirements. Our recommendations often include short, medium and long term income protection, critical illness cover, family and mortgage protection, estate planning, key person insurance and private medical insurance.

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Insurance

Insuring our home and belongings is almost second nature to most of us now.

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Pensions and Investments

Where appropriate, we'll help build a cost efficient portfolio of top performing (considering past performance), active and passive funds reflecting your investment risk profile, the length of investment, how long the fund management team has been working on the fund and tax efficiency.

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Steve Heathcote

Steve Heathcote is CeMAP® Diploma and Diploma for Financial Advisers (DipFA) qualified and has gained over 25 years financial services experience helping clients achieve their mortgage, pension and investment goals cost efficiently. Steve is working towards Chartered status.

Heathcote Financial Planning is a trading name of The Mortgage and Protection Partnership Ltd.

The firm is directly authorised by The Financial Conduct Authority which means we are able to operate independently across lenders and insurers.

Under no circumstances should any of the information contained within the article /website be construed as "advice".

You should seek professional advice in respect of your own circumstance.

The Financial Conduct Authority do not regulate certain types of Buy to let mortgage, and commercial mortgages.

The FCA do not regulate tax advice.

Heathcote Financial Planning is a trading name of The Mortgage and Protection Partnership Ltd.

The firm is directly authorised by The Financial Conduct Authority which means we are able to operate independently across lenders and insurers.

Under no circumstances should any of the information contained within the article /website be construed as "advice".

You should seek professional advice in respect of your own circumstance.

The Financial Conduct Authority do not regulate certain types of Buy to let mortgage, and commercial mortgages.

The FCA do not regulate tax advice.